Main Street Dental Center: Frequently Asked Questions

Main Street Dental Center is committed to making quality dental care accessible to as many individuals as possible and accepts most major PPO dental insurance plans. However, we gladly accept all PPO insurance plans, even if we're not listed as in-network. Our team is happy to help you maximize your benefits and will work directly with your insurance to ensure you get the coverage you're entitled to. it is always recommended for patients to contact the office directly to verify their specific coverage and benefits.

Yes, Main Street Dental Center understands that financial considerations are an important part of dental care and is dedicated to ensuring that quality treatment remains accessible to everyone. In addition to accepting most major insurance plans, the practice offers various payment solutions designed to fit diverse budgets. Patients are encouraged to contact the office to discuss the various payment options and determine the best solution for their unique financial situation. These comprehensive financing and payment alternatives proactively address potential financial barriers, aligning with the practice's overarching goal of providing accessible and patient-centered care.

Understanding dental insurance terminology can sometimes be complex, but comprehending these terms is essential for patients to effectively manage their dental care costs. Premium: This is the regular, often monthly, amount paid to maintain dental insurance coverage. Deductible: This is a set dollar amount that a patient must pay out-of-pocket for non-preventive dental care before their insurance plan begins to contribute to costs. It is important to note that most preventive dental care, such as routine exams and cleanings, is typically covered at 100% and does not count towards the deductible. Copay: A copay is a small, fixed fee that a patient may be required to pay at the time of a dental visit. This fee often contributes towards meeting the annual deductible. Coinsurance: Once the deductible has been met, coinsurance describes how the patient and their dental plan share the remaining costs of care. It is typically expressed as a percentage, indicating what portion the plan pays versus what portion the patient is responsible for (e.g., an 80%/20% coinsurance means the plan pays 80% and the patient pays 20%). Annual Maximum: This refers to the total amount that the dental insurance plan will pay for dental care within a specific plan year. Once this maximum is reached, the patient becomes responsible for any additional costs incurred. The dental team is readily available to help patients navigate their benefits and clarify any questions regarding these terms, ensuring transparency and a clear understanding of financial responsibilities.